How to Win at Baccarat


Baccarat is a casino game that has gained a reputation for sophistication and luxury. The game is often associated with high stakes, and many casinos have a separate baccarat table that is blocked off from the rest of the gaming floor. Baccarat is also one of the few casino games where the house edge is actually low.

To win at baccarat you must correctly predict which hand will have a value closer to nine. You can bet on either the Player or Banker, or you can make a tie bet which pays out 8 to 1. A winning Banker hand must have a total that is 9 or closest to 9. Winning Player hands must also have a total of 9 or closer to 9, but they must not go over. In the case of a hand with a total that is above nine, the final digit is determined by dropping the first digit. A 5 and a 7 therefore equals 16.

Players play in groups of three to eight people on a round or oval baccarat table. The game is not played with real cash, but rather with oblong coloured chips of different denominations. Some casinos even have special baccarat tables with high-denomination chips that look like $100 bills and are arranged in an alcove, away from the main casino floor.

Before the game starts, each player must decide whether they will play as the banker or the player. They do this by going around in counterclockwise order and announcing their decision. If a player decides to go bank, they must place their initial bet and then each other player can choose to add bets against the banker’s amount.

After all the bets have been placed, the dealer deals two cards to the player and banker. The player must then decide whether to draw a third card, stand or ask for a new set of cards. This is the only time in the game where a decision is made by the player. The other decisions are covered by the rules of the game and actioned by the dealer.

A banker bet pays out 1:1, but a player bet must pay an additional 5% commission on winning bets. This reduces the payout odds to 8:1. The player can also place a tie bet which pays out at 9:1 but is much less common. Score sheets are available at most baccarat tables to help players keep track of their bets.

The game of baccarat may seem intimidating at first glance, but it’s not as complicated as it seems. The best baccarat strategy is to understand the rules and how they apply in practice. The 1-3-2-6 System is a great way to manage your bets and potential winnings. The ‘1’ represents your unit bet, which is $10 (1 unit). If you win the first round, then in the second round you would bet $20 (2 units). After that you can continue this cycle until you hit the table limit or run out of money.